Book Your Car Servicing & Pay Later

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Don’t let budget worries leave your car overdue for a service. At Universal Motors in Thomastown (Melbourne’s north), we make it easy to get your car serviced now and pay later. Whether you live in Thomastown, Lalor, Keon Park, Epping, Reservoir, Mill Park, Mernda, Bundoora, Campbellfield, Rosanna, Greensborough, Heidelberg, Doreen, Preston, Broadmeadows, Kingsbury, Fawkner, South Morang, Wollert or anywhere in between, our local mechanics have you covered. Regular servicing keeps your vehicle running smoothly, using less fuel and lasting longer. Instead of delaying repairs because of cash flow, you can spread the cost into 4 interest-free fortnightly instalments, so your car stays safe on the road.

Why Regular Car Servicing Matters

Fuel Efficiency & Engine Health

A well-maintained car operates efficiently. Fresh oil, clean filters, and regular tune-ups mean your engine runs smoother and burns less fuel.

Safety & Reliability

Routine checks catch brake, steering and tyre issues early, preventing breakdowns or accidents. Don’t wait for a warning light, servicing keeps your car safe for you and your passengers.

Save Money Long-Term

Addressing small issues during a service is far cheaper than fixing big breakdowns later. Studies show a well-maintained car “runs smoother, consumes less fuel, and lasts longer”, saving you cash in the long run.

Resale Value

Keeping complete service records and up-to-date maintenance makes your car more attractive to buyers if you ever sell or trade in. A documented service history can significantly boost resale value.

Regular servicing is the best way to avoid nasty surprises down the track. We know how stressful it can be to get an unexpectedly high repair quote when you only budgeted for a basic check. That’s why we offer flexible payment plans, so you can fix worn brakes or a leaky hose today without the sticker shock.

Flexible Car Service Payment Plans

We get it, unexpected car repairs or even regular servicing costs can hit at the worst time. That’s why at Universal Motors Thomastown,We offer Buy Now, Pay Later options to suit every budget. Our financing partners let you pay for your car service or repairs in easy instalments, often interest-free. For example:

Afterpay

Split your car service bill into 4 interest-free fortnightly payments. Pay 25% at service time, then the rest automatically every two weeks. No interest, no hidden fees when you pay on time.

Visa & American Express

Pay securely in full using your credit or debit card. Fast, simple and contactless.

All our payment options are fast and hassle-free. No lengthy loan applications, typically just a quick online approval or a simple form in-store. Afterpay has been a game-changer for car owners, letting them “offset the high upfront costs of purchases, and pay it in 4, and no fees when you pay on time”. You’ll know your exact payments up front, and you can focus on getting back on the road.

Don’t Delay Your Service, Book Now & Pay Later

Ready to book your next car service without worrying about upfront cost? Just give us a call or hit the “Book Now” button. We’ll lock in a time, discuss any symptoms your car is having (maybe making noise or warning lights), and set you up on the payment plan that suits you. Drive safe and stress-free, we’ll make sure your car is in tip-top shape and your bills spread out comfortably.

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How Our Pay-Later Plan Works

Book Your Service

Call us or book online and choose the service package you need (logbook service, oil change, aircon service, brakes, tyres, etc.).

Choose Payment Plan

At checkout or on the counter, select a BNPL option (Afterpay, etc.). You may need a quick registration (usually a minute on your phone).

Get Serviced Now

Leave your car with us. Our expert mechanics will perform the requested service and any approved repairs promptly.

Pay Over Time

The first instalment is due at the time of service. The remaining payments will be automatically scheduled (e.g. every 2 weeks for Afterpay). There’s no interest if paid on time, so you pay only the service price you agreed on.

It’s that simple. We handle all the paperwork for you and can answer any questions about due dates or limits. (Most BNPL plans allow transactions up to $3,000 for servicing, covering even major repairs.) With these payment plans, there’s no need to delay vital maintenance just because of cash flow. Your next service or unexpected repair can be spread out over weeks, keeping both your wallet and your car happy.

Serving Melbourne’s Northern Suburbs

Universal Motors is your local expert workshop in Thomastown. We’re proud to serve all of Melbourne’s north, including Lalor, Keon Park, Epping, Reservoir, Mill Park, Mernda, Bundoora, Campbellfield, Rosanna, Greensborough, Heidelberg, Doreen, Preston, Broadmeadows, Kingsbury, Fawkner, South Morang, Wollert and surrounding suburbs. Wherever you drive in this area, you can count on us to be your nearby car service specialist. Our customers call us from everywhere across northern Melbourne because we offer quick turn-around, high-quality workmanship and the convenient pay-later options that others don’t.

Frequently Asked Questions

Can I split my car service bill into instalments?

Yes! We partner with Buy-Now-Pay-Later services so you can break the cost into small payments. For example, Afterpay lets you pay in 4 fortnightly instalments. All these options are interest-free if you pay on schedule, making it easy to afford even larger repairs.

What payment options do you offer?

We offer Afterpay, Visa & American Express options. Pay securely in full using your credit or debit card. Fast, simple and contactless. payment plans. With Afterpay (no credit check needed for most people) you pay the first 25% at service, then the rest over three more payments. You can choose the plan that works for you when booking.

Are there any fees for using Buy-Now-Pay-Later?

No interest or fees as long as you pay on time. Afterpay’s terms are very clear: pay in full by the due dates, and you only pay the service cost (no extra). Missing a payment can incur late fees (like most BNPL services), so we always recommend setting reminders or autopay.

Which suburbs do you service?

We service all of Melbourne’s northern suburbs. This includes Thomastown (where we’re based) and nearby areas such as Lalor, Keon Park, Epping, Reservoir, Mill Park, Mernda, Bundoora, Campbellfield, Rosanna, Greensborough, Heidelberg, Doreen, Preston, Broadmeadows, Kingsbury, Fawkner, South Morang, Wollert and more. If you’re not sure, just ask – our team is happy to let you know if we cover your area.

Do I need to pre-qualify or have a good credit rating?

Generally, no. BNPL plans like Afterpay have minimal requirements (over 18, Australian resident, a debit/credit card). They handle the approval almost instantly. We’ll help you through the quick sign-up, and most customers are approved on the spot. If you’re over 18 and have a job or income source, you’ll likely be approved.

How soon do I need to pay the instalments?

It depends on the plan. Afterpay schedules three more payments every 2 weeks after the initial one. We’ll explain the exact schedule when you choose your plan. The important thing is: pay those instalments on time and you won’t pay any interest. These flexible payment plans put you back in control of your car’s maintenance. Don’t wait until a small issue turns into a breakdown, book your service today and pay later with peace of mind.

LOOKING FOR EXPERT MECHANIC? VISIT UNIVERSAL MOTORS

+61390779350

Visit Universal Motors, Thomastown, Melbourne